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With journey again on its ft, persons are lastly occupied with their subsequent trip, even when it’s not till later this yr or into subsequent yr. And when you anticipate finding your self at IHG motels regularly whenever you’re on the highway once more, the IHG Rewards Membership Premier Credit score Card may very well be a helpful journey companion.
Proper now new card holders can earn 150,000 bonus factors after spending $3,000 on the cardboard within the first three months after opening the account. Plus, the IHG Premier now comes with a $0 introductory annual payment for the primary yr, then an $89 annual payment thereafter.
IHG consists of many acquainted resort manufacturers, akin to Vacation Inn, Resort Indigo, Kimpton, Crowne Plaza and high-end InterContinental Resorts, simply to call a couple of. And frequent flyer web site The Factors Man values IHG factors at 0.5 cents apiece, so this bonus will get you about $750 in worth towards IHG motels worldwide.
Simply by having the IHG Premier card, you’ll get entry to many perks that outweigh its annual payment even after the primary yr, together with…
• Computerized IHG Platinum standing
IHG Premier bank card holders mechanically obtain complimentary IHG Platinum elite standing. Though IHG Platinum standing isn’t the most effective resort standing round, having some kind of elite standing whenever you stroll within the entrance door of a resort is healthier than no standing in any respect.
One of many major advantages of holding IHG Platinum standing is that your factors won’t ever expire. Sometimes, IHG factors expire if there’s no account exercise inside a 12-month time-frame. IHG may be very strict with this coverage exterior of the pandemic, so not having to fret about your factors expiring is a good profit.
• A complimentary fourth night time
The Vacation Inn Resort Aruba-Seaside.
All card holders of the IHG Premier bank card get a complimentary fourth night time when redeeming factors at an IHG resort. There aren’t any exclusions to this profit — this perk could be prolonged to any IHG property, whatever the variety of factors it prices.
For instance, let’s say you’re seeking to keep on the Vacation Inn Resort Aruba proper close to Palm Seaside in Aruba at a value of 40,000 factors per night time. Because of this profit, you possibly can redeem simply 120,000 factors for a full four-night keep at this resort. Meaning with the cardboard’s sign-up bonus alone, you could be properly in your approach to having fun with the sunny Caribbean for no further price.
• Cellphone safety
If you happen to pay to your mobile phone invoice together with your IHG Premier card, you’ll mechanically be lined in case your mobile phone is stolen or broken. That is a particularly worthwhile perk, and one which isn’t too frequent but amongst reward bank cards.
With the IHG Premier, you could be reimbursed as much as $800 per declare, with a $50 deductible per declare and a most of $1,000 in reimbursements per yr and two claims in a rolling 12-month interval.
• Earn bonus factors at IHG properties and elsewhere
You’ll earn as much as a whopping 25 factors in complete for each greenback you spend on the IHG Premier at IHG motels, together with 2 factors per greenback on purchases at fuel stations, grocery shops and eating places and 1 level per greenback on all different purchases.
Whereas the variety of factors you’ll earn to your IHG stays with the IHG Premier is healthier than some other bank card on the market, you possibly can in all probability get extra rewards within the different bonus classes and on on a regular basis purchases with a unique card. For instance, the Chase Sapphire Most well-liked Card earns 2 factors for each greenback you spend on journey and eating, however Chase factors are price no less than twice as a lot as IHG factors, and presumably much more relying on how you employ them.
Even on CNN Underscored’s benchmark bank card, the Citi® Double Money Card, you’ll earn 2% money again — 1% whenever you make a purchase order, and one other 1% whenever you pay it off — on all the pieces you purchase. Since IHG factors are solely price 0.5 cents apiece in line with The Factors Man, you’re getting a 12.5% return on spending at IHG motels with the IHG Premier card, however solely a 1% return within the 2x bonus classes.
• World Entry or TSA PreCheck payment credit score
Once you apply for both the World Entry or TSA PreCheck trusted traveler packages, simply pay together with your IHG Premier bank card and your software payment as much as $100 shall be reimbursed in full. The TSA PreCheck program will get you thru TSA safety quicker at U.S. airports, whereas World Entry expedites going via immigration whenever you return to the U.S. from being abroad.
Even when you have already got one among these memberships, you possibly can all the time use your IHG Premier to pay for a buddy or member of the family’s software payment and also you’ll nonetheless obtain the reimbursement — the identify on the World Entry or TSA PreCheck software doesn’t must match the identify on the bank card. And you’ll obtain this payment reimbursement as soon as each 4 years.
• A reward night time yearly in your card’s anniversary
A room on the IHG InterContinental Resort in Lisbon.
Beginning together with your first IHG Premier card anniversary (which means one yr from the date you initially get the cardboard), yearly you’ll obtain a reward night time certificates to redeem at a qualifying IHG resort. Now, this certificates can’t be used at each IHG property — it’s capped at motels costing as much as 40,000 IHG Rewards factors. However relying on whenever you journey, you would possibly be capable of use these certificates at some very high-end properties.
Relying on the time of yr, some notable properties the place this certificates could be redeemed embody the InterContinental Resort Lisbon, the InterContinental Fiji Golf Resort & Spa, the Vacation Inn Resort Aruba and the Resort Indigo San Diego Del Mar, simply to call a couple of. Throughout peak dates, these motels could be fairly dear when you’re paying for them in money, supplying you with wonderful worth with this perk.
With the certificates alone, you’re already popping out properly forward of the cardboard’s $89 annual payment after the primary yr. And in case your vital different additionally has an IHG Premier card, you possibly can put the certificates from each playing cards collectively to get a pleasant weekend getaway by reserving the reward nights again to again.
If you happen to don’t spend a whole lot of time at IHG motels, it’s doubtless that the IHG Premier isn’t best for you, because you gained’t be capable of benefit from its finest advantages and perks. If that’s the case, test our our information to the most effective journey bank cards to discover a card that’s extra appropriate to your wants.
However between its advantages and sign-up bonus, the IHG Premier card is price a search for even occasional IHG vacationers. Within the first yr alone, you’ll find yourself with 150,000 bonus factors whenever you spend $3,000 on purchases within the first three months after opening the account, plus a World Entry or TSA PreCheck reimbursement price as much as one other $100.
So, when you’re prepared to begin touring the world once more and count on to have no less than two or extra stays at an IHG resort within the close to future, the candy haul of bonus factors from the IHG Premier card can get you properly in your approach.
Take a look at CNN Underscored’s checklist of the finest bank cards of 2021.